Skip to content
AI Agents / Billing & Payments

One long-horizon agent runs billing end to end.

The Layerup billing agent resolves inquiries, posts and reconciles payments, clears unapplied cash, runs dunning, prepares refunds and adjustments, and writes everything back — one agent per line of business, working uninterrupted for hours or days until the books are clean.

ScopeInquiry to write-back
CoverageInquiries, posting, refunds
ChannelsLockbox, ACH, card, wire
AdoptionWorkflow by workflow
01Lifecycle

Inquiry to write-back — executed, not just queued.

Every stage below is one agent's continuous run, from intake to billing-system write-back. Billing and finance teams approve, supervise exceptions, and own outcomes.

Billing lifecycle
6 stages
  1. 01
    Inbound inquiry / payment
  2. 02
    Account & invoice match
  3. 03
    Posting & reconciliation
  4. 04
    Exception research
  5. 05
    Refund / adjustment prep
  6. 06
    Write-back & confirmation
02Capabilities

Six stages. One agent's run.

Inquiry resolution, posting, reconciliation, dunning, refunds, write-back — the same billing agent executes every stage below in one continuous pass.

01 — Billing inquiry resolution
5 steps

Explain the bill, resolve the dispute.

The billing agent intakes inquiries across channels, pulls the account and invoice context, and prepares clear explanations or dispute resolutions for first-contact resolution.

  • 01Multi-channel inquiry intake
  • 02Account and invoice lookup
  • 03Charge and statement explanation
  • 04Dispute classification and routing
  • 05Resolution drafting
02 — Payment posting & application
5 steps

Post payments straight through.

The agent matches incoming payments to accounts and invoices, applies them per policy, and routes only true exceptions for human review.

  • 01Payment-to-account matching
  • 02Invoice and line-item application
  • 03Partial and overpayment handling
  • 04Auto-post confidence scoring
  • 05Exception routing
03 — Reconciliation & unapplied cash
5 steps

Clear suspense and reconcile continuously.

The agent reconciles lockbox, ACH, card, and wire activity, researches unapplied cash and suspense items, and prepares adjusting entries for approval.

  • 01Lockbox / ACH / card reconciliation
  • 02Unapplied cash research
  • 03Suspense item clearing
  • 04Adjusting entry preparation
  • 05Reconciliation reporting
04 — Dunning & past-due follow-up
5 steps

Past-due follow-up that stays compliant.

The agent runs dunning sequences, prepares past-due notices, and coordinates handoffs to collections within policy and regulatory constraints.

  • 01Dunning sequence orchestration
  • 02Past-due notice preparation
  • 03Grace-period and reinstatement support
  • 04Compliance guardrails on outreach
  • 05Collections handoff packaging
05 — Refunds, credits & adjustments
5 steps

Refunds and adjustments, prepared and staged.

The agent validates refund and credit eligibility, calculates amounts, prepares credit memos and adjustments, and stages them for approval.

  • 01Refund eligibility validation
  • 02Amount and proration calculation
  • 03Credit memo preparation
  • 04Adjustment entry drafting
  • 05Approval routing and write-back
06 — Write-back & QA
5 steps

Every action documented inside your systems.

The agent writes results, notes, and status back into your billing and ERP systems, with sample-based QA against your standards and continuous tuning.

  • 01Billing / ERP write-back
  • 02Activity and note logging
  • 03Audit trail per action
  • 04Sample-based QA scoring
  • 05Continuous improvement loop
03KPIs

The metrics billing leaders manage.

Layerup is measured on days sales outstanding, posting speed, reconciliation accuracy, and cost per transaction — not on tokens, prompts, or messages.

Days sales outstanding

01

Accelerate collections and shorten the cash cycle.

Payment posting speed

02

Post and reconcile payments without manual handling.

Billing inquiry resolution

03

Resolve disputes and inquiries on first contact.

Reconciliation accuracy

04

Match payments to accounts with fewer exceptions.

Exception backlog

05

Clear unapplied cash and suspense items continuously.

Cost per transaction

06

Lower handling cost across billing and payments.

Refund cycle time

07

Process refunds and adjustments faster, accurately.

Statement accuracy

08

Reduce rebills, corrections, and downstream disputes.

Auto-post rate

09

Lift the share of payments posted straight through.

Get started

Move billing work from doing to approving.

Deploy the billing agent in one line of business. Prove the DSO and cost-per-transaction improvement, then expand.