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Solutions / Auto

AI agents for auto insurance operations.

From FNOL to settlement, Layerup agents move auto claims and submissions end to end inside your existing systems — coverage verified, estimates QA'd, fraud and subrogation surfaced, and the file delivered for human approval.

Line of business
Auto
Claims workflows
6
Underwriting workflows
5
Deployment
Inside your systems
01Agents

AI agent use-cases for auto.

The agent surfaces Layerup deploys today for auto. Each runs inside your existing systems and routes exceptions for human approval.

01

FNOL intake agent

Multi-channel intake from phone, app, broker portal, and email — claim created, coverage verified, severity triaged.

02

Estimate QA agent

Reviews body shop and DRP estimates line by line for accuracy, supplements, and overage before payment is staged.

03

Fraud & subrogation agent

Continuously evaluates intake and emerging file evidence for fraud and recovery indicators, prepares the referral packet.

04

Submission intake agent

ACORDs, MVRs, prior carrier history, and supplemental documents extracted into a clean account record for the underwriter.

02Workflows

Claims and underwriting workflows in auto.

The complete set of workflow surfaces Layerup agents handle in this line of business today.

02A — Auto claims
6 steps

Claims workflows.

AI agents that intake, summarize, prepare, and route auto claims for examiner approval inside your existing systems.

  • 01FNOL / intake
  • 02Coverage verification
  • 03Fraud flagging
  • 04Subrogation detection
  • 05Estimate QA
  • 06Settlement support
02B — Auto underwriting
5 steps

Underwriting workflows.

AI agents that intake submissions, extract data, summarize risk, and prepare quote and referral packages for auto underwriters.

  • 01Submission intake
  • 02Document extraction
  • 03Risk summarization
  • 04Eligibility screening
  • 05Quote preparation
03Operational notes

How Layerup deploys here.

Operational details that matter when deploying AI agents inside auto operations.

  • 01Personal auto and commercial auto supported across telematics-enabled and traditional books.
  • 02Works with major claims management and policy admin systems out of the box.
  • 03Configurable approval gates per dollar threshold, severity, and counterparty.
04Other lines

Explore other lines of business.

Layerup supports both claims and underwriting across the lines below.

Get started

Deploy AI agents in your auto operation.

Start with one workflow. Prove the operational lift. Then expand by line of business or by department.