Long-horizon AI agents for auto insurance operations.
Two long-horizon agents run auto end to end inside your existing systems. The auto claims agent takes every file from FNOL through coverage verification, fraud and subrogation flags, estimate QA, and settlement staging in one uninterrupted run — hours or days, until the file is adjuster-ready. The auto underwriting agent carries every submission from intake to quote the same way.
One long-horizon agent per auto function.
Each agent below owns every step of its function and runs uninterrupted for hours or days — inside your existing systems, until the work is finished and staged for human approval.
The auto claims agent
One agent owns the entire auto claim. It intakes the FNOL from phone, app, portal, or email, verifies coverage, triages severity, flags fraud and subrogation, QAs body shop and DRP estimates line by line, and stages settlement — a single uninterrupted run lasting hours or days that ends in a file ready for adjuster approval.
The auto underwriting agent
One agent carries each submission from intake to quote. It extracts ACORDs, MVRs, prior carrier history, and supplemental documents into a clean account record, screens eligibility, summarizes risk, and prepares the quote — working the account continuously until it lands on the underwriter's desk decision-ready.
Claims and underwriting workflows in auto.
Every step below belongs to one agent's single continuous run — one long-horizon agent per function, working uninterrupted until the work is finished.
Claims workflows.
Every step below is automated by the single auto claims agent in one continuous run — intake, summarization, file preparation, and routing for examiner approval inside your existing systems.
- 01FNOL / intake
- 02Coverage verification
- 03Fraud flagging
- 04Subrogation detection
- 05Estimate QA
- 06Settlement support
Underwriting workflows.
The auto underwriting agent carries each submission through every step below in a single uninterrupted run — intake, extraction, risk summarization, and quote and referral preparation.
- 01Submission intake
- 02Document extraction
- 03Risk summarization
- 04Eligibility screening
- 05Quote preparation
How Layerup deploys here.
Operational details that matter when deploying long-horizon AI agents inside auto operations.
- 01Personal auto and commercial auto supported across telematics-enabled and traditional books.
- 02Works with major claims management and policy admin systems out of the box.
- 03Configurable approval gates per dollar threshold, severity, and counterparty.
Explore other lines of business.
Layerup runs critical workflows across the insurance and financial services lines below.
Deploy long-horizon AI agents in your auto operation.
Start with one function's agent. Prove the operational lift. Then expand by line of business or by department.