Long-horizon AI agents for property claims and underwriting.
A property file moves through documents, estimates, invoices, vendors, and contents schedules — and one agent works all of it. The property claims agent runs intake, contents valuation, estimate and invoice QA, restoration review, and payout staging as a single continuous run over hours or days. The property underwriting agent takes each submission from intake to a referral-ready risk summary against your appetite.
One long-horizon agent per property function.
Each agent below owns every step of its function and runs uninterrupted for hours or days — inside your existing systems, until the work is finished and staged for human approval.
The property claims agent
From the moment a loss hits the inbox, one agent runs the file end to end: it classifies the loss, attaches the right policy, itemizes claimant documentation and values contents at replacement cost and ACV, QAs repair and restoration estimates and invoices for scope and supplement validity, and stages the payout — working uninterrupted for hours or days until the file is adjuster-ready.
The property underwriting agent
One agent takes each submission from intake to referral. It extracts property data and COPE attributes, pulls prior loss history, checks appetite, and assembles a referral-ready risk summary — running continuously until the underwriter has everything needed to decide.
Claims and underwriting workflows in property.
Every step below belongs to one agent's single continuous run — one long-horizon agent per function, working uninterrupted until the work is finished.
Claims workflows.
Every step below is automated by the single property claims agent in one continuous run — intake, summarization, file preparation, and routing for examiner approval inside your existing systems.
- 01Email intake
- 02Contents valuation
- 03Estimate QA
- 04Invoice QA
- 05Restoration review
- 06Payout support
Underwriting workflows.
The property underwriting agent carries each submission through every step below in a single uninterrupted run — intake, extraction, risk summarization, and quote and referral preparation.
- 01Submission intake
- 02Property data extraction
- 03Risk summary
- 04Appetite check
- 05Referral package
How Layerup deploys here.
Operational details that matter when deploying long-horizon AI agents inside property operations.
- 01Homeowners, dwelling, condo, and commercial property supported.
- 02Vendor coordination and supplement handling kept inside your existing systems and DRP networks.
- 03Catastrophe surge handled with elastic agent capacity, no extra headcount required.
Explore other lines of business.
Layerup runs critical workflows across the insurance and financial services lines below.
Deploy long-horizon AI agents in your property operation.
Start with one function's agent. Prove the operational lift. Then expand by line of business or by department.