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Solutions / Commercial

AI agents for commercial claims and underwriting.

Commercial files span GL, BOP, package, and middle-market accounts with deep documentation. Layerup agents intake submissions, parse ACORDs and SOVs, summarize risk, screen appetite, and prepare quote and referral packages — and on the claims side, verify coverage, surface exposures, and prepare examiner-ready handoffs.

Line of business
Commercial
Claims workflows
6
Underwriting workflows
6
Deployment
Inside your systems
01Agents

AI agent use-cases for commercial.

The agent surfaces Layerup deploys today for commercial. Each runs inside your existing systems and routes exceptions for human approval.

01

Submission intake agent

Intake from broker portals and email, clearance and duplicate checks, and routing to the right underwriter.

02

ACORD / SOV extraction agent

Parses ACORD packets, statements of value, loss runs, and supplemental documents into a structured account record.

03

Risk summary agent

Produces evidence-linked risk summaries with citations to source documents for senior underwriter review.

04

Examiner handoff agent

Maintains an always-current claim file with coverage, exposures, and decision inputs for the examiner.

02Workflows

Claims and underwriting workflows in commercial.

The complete set of workflow surfaces Layerup agents handle in this line of business today.

02A — Commercial claims
6 steps

Claims workflows.

AI agents that intake, summarize, prepare, and route commercial claims for examiner approval inside your existing systems.

  • 01FNOL / intake
  • 02Coverage verification
  • 03Document ingestion
  • 04Fraud and subrogation flagging
  • 05Reserve support
  • 06Examiner handoff package
02B — Commercial underwriting
6 steps

Underwriting workflows.

AI agents that intake submissions, extract data, summarize risk, and prepare quote and referral packages for commercial underwriters.

  • 01Submission intake
  • 02ACORD and SOV extraction
  • 03Risk summarization
  • 04Appetite and eligibility screening
  • 05Quote preparation
  • 06Referral package
03Operational notes

How Layerup deploys here.

Operational details that matter when deploying AI agents inside commercial operations.

  • 01Small commercial through middle-market accounts supported.
  • 02Works inside your existing underwriting workbench and policy admin systems.
  • 03Referral package quality monitored against your senior underwriter standards.
04Other lines

Explore other lines of business.

Layerup supports both claims and underwriting across the lines below.

Get started

Deploy AI agents in your commercial operation.

Start with one workflow. Prove the operational lift. Then expand by line of business or by department.