Long-horizon AI agents for commercial claims and underwriting.
Commercial files span GL, BOP, package, and middle-market accounts with deep documentation. The commercial underwriting agent takes each submission from broker intake through ACORD and SOV extraction, risk summarization, appetite screening, and quote preparation in one continuous run. The commercial claims agent does the same from FNOL to examiner-ready handoff — each working uninterrupted for hours or days until the file is finished.
One long-horizon agent per commercial function.
Each agent below owns every step of its function and runs uninterrupted for hours or days — inside your existing systems, until the work is finished and staged for human approval.
The commercial claims agent
One agent owns the file from FNOL. It verifies coverage, ingests documents as they arrive, flags fraud and subrogation exposure, supports reserves, and maintains an always-current examiner handoff package with coverage, exposures, and decision inputs — a single run that spans hours or days as the file develops.
The commercial underwriting agent
One agent carries each submission end to end. It intakes and clears from broker portals and email, parses ACORD packets, statements of value, and loss runs into a structured account record, produces an evidence-linked risk summary, screens appetite and eligibility, and prepares the quote and referral package — continuously, until the underwriter can decide.
Claims and underwriting workflows in commercial.
Every step below belongs to one agent's single continuous run — one long-horizon agent per function, working uninterrupted until the work is finished.
Claims workflows.
Every step below is automated by the single commercial claims agent in one continuous run — intake, summarization, file preparation, and routing for examiner approval inside your existing systems.
- 01FNOL / intake
- 02Coverage verification
- 03Document ingestion
- 04Fraud and subrogation flagging
- 05Reserve support
- 06Examiner handoff package
Underwriting workflows.
The commercial underwriting agent carries each submission through every step below in a single uninterrupted run — intake, extraction, risk summarization, and quote and referral preparation.
- 01Submission intake
- 02ACORD and SOV extraction
- 03Risk summarization
- 04Appetite and eligibility screening
- 05Quote preparation
- 06Referral package
How Layerup deploys here.
Operational details that matter when deploying long-horizon AI agents inside commercial operations.
- 01Small commercial through middle-market accounts supported.
- 02Works inside your existing underwriting workbench and policy admin systems.
- 03Referral package quality monitored against your senior underwriter standards.
Explore other lines of business.
Layerup runs critical workflows across the insurance and financial services lines below.
Deploy long-horizon AI agents in your commercial operation.
Start with one function's agent. Prove the operational lift. Then expand by line of business or by department.