Long-horizon AI agents for IDI, specialty, and E&S programs.
Specialty programs are document-heavy and reference-intensive. The claims agent carries each file from intake through medical and financial record summarization, coverage and benefit verification, and examiner handoff in one continuous run over hours or days. The underwriting agent runs each submission through extraction, program-specific appetite screening, and quote and referral preparation — one agent per function, per program.
One long-horizon agent per idi / specialty / e&s function.
Each agent below owns every step of its function and runs uninterrupted for hours or days — inside your existing systems, until the work is finished and staged for human approval.
The specialty claims agent
One agent works the full file. It intakes from any channel, classifies and indexes every document, summarizes medical and financial records with citations to source, verifies coverage and benefits, and assembles the examiner handoff package — running uninterrupted for hours or days until the file is finished.
The specialty underwriting agent
One agent runs each submission against your program. It extracts the documents, applies program-specific appetite, eligibility, and risk classification rules, and prepares quote inputs and referral packages with prior decision context and decline-with-reason rationale — a single run per account, however long it takes.
Claims and underwriting workflows in idi / specialty / e&s.
Every step below belongs to one agent's single continuous run — one long-horizon agent per function, working uninterrupted until the work is finished.
Claims workflows.
Every step below is automated by the single idi / specialty / e&s claims agent in one continuous run — intake, summarization, file preparation, and routing for examiner approval inside your existing systems.
- 01Claim intake
- 02Document ingestion
- 03Medical / financial record summarization
- 04Coverage and benefit verification
- 05File readiness
- 06Examiner handoff package
Underwriting workflows.
The idi / specialty / e&s underwriting agent carries each submission through every step below in a single uninterrupted run — intake, extraction, risk summarization, and quote and referral preparation.
- 01Submission intake
- 02Document extraction
- 03Program / appetite screening
- 04Risk summarization
- 05Quote and referral preparation
How Layerup deploys here.
Operational details that matter when deploying long-horizon AI agents inside idi / specialty / e&s operations.
- 01Individual disability, specialty, and E&S programs supported.
- 02Each program's guidelines and decline-with-reason logic encoded per appetite.
- 03Designed for high document volume and senior underwriter referral discipline.
Explore other lines of business.
Layerup runs critical workflows across the insurance and financial services lines below.
Deploy long-horizon AI agents in your idi / specialty / e&s operation.
Start with one function's agent. Prove the operational lift. Then expand by line of business or by department.