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AI Agents / Workers' Comp

One long-horizon agent for workers' comp claims.

Workers' comp files develop over days and weeks — and the Layerup workers' comp claims agent stays on the file the whole time. It continuously ingests documents, monitors work status, supports compensability review, surfaces return-to-work signals, prepares examiner handoff packages, and routes exceptions — one uninterrupted run per claim.

HorizonDays to weeks
CoverageAll US jurisdictions
ScopeFROI to closure
01Workflows

The whole claim, one agent's continuous run.

The workers' comp claims agent does not handle a single moment in the file. Every capability below belongs to the same agent's run — it works alongside the examiner across the life of the claim, for days and weeks, ingesting, summarizing, surfacing, and preparing.

01

FROI intake

The agent intakes First Reports of Injury from any channel — portal, email, employer integration — and stages them for examiner review.

  • Multi-channel FROI intake
  • Required field validation
  • Employer and policy match
  • Initial routing
02

Employer / employee / injury data capture

The agent extracts employer, employee, employment, and injury data points across forms, statements, and incident reports.

  • Employer profile match
  • Employee identification
  • Injury type and body part capture
  • Mechanism of injury extraction
03

Policy verification

The agent verifies policy effective dates, classifications, endorsements, and coverage applicability against the policy admin system.

  • Effective date and term verification
  • Class code applicability
  • Endorsement review
  • Coverage determination support
04

Jurisdiction & statutory deadline support

The agent tracks jurisdiction-specific statutory deadlines and surfaces upcoming actions before they slip.

  • Jurisdiction identification
  • Statutory deadline calculation
  • Action calendar preparation
  • Examiner reminders
05

Compensability review support

The agent assembles the evidence and timeline needed for compensability decisions and prepares a recommendation packet.

  • Statement and document review
  • Witness and incident evidence
  • Prior history reconciliation
  • Compensability packet preparation
06

Medical record ingestion & summarization

The agent ingests medical records continuously, summarizes new findings, and surfaces clinical changes that affect claim direction.

  • Provider record ingestion
  • Clinical timeline construction
  • Diagnosis and treatment summarization
  • Causal relationship support
07

Work status extraction

The agent extracts work status from medical documentation — full-duty, modified-duty, off-work — and updates the file in real time.

  • Work status detection
  • Restriction extraction
  • Status change alerts
  • RTW timeline projection
08

Provider & bill intake

The agent intakes provider documentation and medical bills, classifies them, and stages them for adjudication.

  • Provider classification
  • Bill ingestion
  • Service code extraction
  • Adjudication preparation
09

Nurse case management support

The agent synthesizes file activity for nurse case managers — clinical course, RTW barriers, provider concerns, and next-step recommendations.

  • Clinical course summarization
  • Barrier identification
  • Coordination prompts
  • Care plan documentation support
10

Return-to-work signal detection

The agent continuously scans medical, provider, and employer documentation for early RTW indicators and routes them to the right examiner.

  • RTW signal detection
  • Modified-duty opportunity flags
  • Employer coordination prompts
  • RTW packet preparation
11

Indemnity workflow support

The agent prepares indemnity workflow inputs — wage data, benefit calculations, and statutory references — and stages them for review.

  • Wage statement ingestion
  • Benefit calculation support
  • Statutory rate references
  • Indemnity packet staging
12

Litigation / denial package support

The agent assembles litigation and denial packages — evidence, timeline, statements, and rationale — for legal and senior examiner review.

  • Litigation evidence assembly
  • Denial rationale documentation
  • Timeline construction
  • Counsel-ready packet preparation
13

Fraud flagging

The agent flags fraud signals across statements, providers, prior history, and documentation patterns and prepares an SIU referral packet.

  • Statement consistency review
  • Provider pattern detection
  • History reconciliation
  • SIU referral packet
14

Subrogation flagging

The agent identifies recoverable exposure — third-party liability, premises, products — and stages the recovery workflow.

  • Third-party liability detection
  • Premises and products signals
  • Evidence assembly
  • Recovery workflow trigger
15

Reserve support

The agent synthesizes file activity to support timely, evidence-based reserve adjustments and surfaces drift before it becomes a problem.

  • Exposure synthesis
  • Reserve recommendation support
  • Change driver identification
  • Drift alerts
16

Examiner handoff package & ongoing file development

The agent continuously maintains an examiner-ready package as the file develops over days and weeks, so every interaction starts ready.

  • Always-current file summary
  • Open-action checklist
  • Pending document tracker
  • Decision-ready packet at every touch
Get started

Put one long-horizon agent on every workers' comp file.

Deploy the workers' comp claims agent, prove cycle time, file readiness, and reserve accuracy improvements — then expand to other lines.